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May 16, 2025
Reading time: 15 minutes

Government grants for first-time buyers in Cyprus

Cyprus offers government grants aimed at helping first-time homebuyers get onto the property ladder. These grants can significantly reduce your initial costs and make homeownership more accessible. This article breaks down who qualifies and how to apply.

first time buyer

Buying schemes

Key points

  • Cyprus offers grants to support first-time homebuyers.
  • Eligibility depends on citizenship, residency, and income.
  • Grants can cover a large part of deposit or closing costs.
  • Applications are made through government agencies.
  • Grants come with conditions on residence and resale.

What are government grants for first-time buyers?

The Cypriot government provides financial support programs to assist first-time buyers in purchasing their first home. These grants help reduce the upfront costs and make homeownership more attainable.

Who is eligible?

Eligibility typically includes being a Cypriot citizen or permanent resident, not owning any property before, and meeting income thresholds. Some programs prioritize young couples and families.

How much can you get?

Grant amounts vary but can cover a significant portion of the deposit or closing costs. Some grants offer up to €20,000 or more depending on circumstances.

How to apply?

Applications usually go through the Housing Finance Corporation or other government departments. You’ll need to provide proof of eligibility, income, and property details.

Important considerations

Grants often come with conditions such as a minimum period of residence or restrictions on resale. Make sure to understand the fine print before applying.

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